Last week I wrote about a new personal finance app called Seedly that I’ve started using to track my expenses. It’s one of a kind in Singapore in the sense that it is able to extract transaction information from your bank accounts in the 5 major banks in Singapore and allocate them into expense and…
I would like to consider myself a Millennial. An old one. I love automation and I want to automate most of my everyday tasks as much as possible. That includes expense tracking. My current process involves manually logging my spendings as they happen. Then, I update my Google Spreadsheet with my total expenses at the end…
November is one of those months when I decided to reward myself with a couple of cool toys for working hard in 2015. A delayed gratification for not splurging for the past 10 months. Net Savings rate fell to 21.5% this month. Transportation: $72.94 Commuting charges on the B.M.W (bus, MRT, walk) remained high as we enter the…
October is a face-punch month for me with lots of additional expenses compared to previous months. The haze issue that’s plaguing Singapore resulted in a huge reduction in bike commutes to work and I also spent more money dining in restaurants. Fortunately, I didn’t go too overboard with the spendings and Net Savings rate stayed at 80% this…
It’s back to the norm in September without any travelling and much discretionary expenses. Just when I thought last month’s Net Savings rate was going to be my all-time record high, I’ve smashed it yet again this month, recording a 83.92% Net Savings rate in September. Booyah! Transportation: $65.52 Commuting charges on the B.M.W (bus, MRT, walk) is…
August was an amazing month as I’m done with all the travelling and am back in Singapore. Net Savings rate for the month is at an all-time high of 82.88% as I earned some additional income through my side hustles and most of them are contributed to my SRS account. Transportation: $39.07 Commuting charges on the…