Warning: This article contains spoilers (lots of it) of ‘Get Smart with Money’ documentary that is available on Netflix. I strongly recommend readers to watch the documentary first before reading this article. I got to know about the ‘Get Smart with Money’ documentary when I saw Pete Adeney, also known as Mr Money Mustache in…
Digital Banking Landscape in Singapore Singapore’s digital banking landscape is rapidly evolving, primarily guided by the Monetary Authority of Singapore (MAS), which has set a robust regulatory framework encouraging innovation while ensuring security. Traditional banks have increasingly adopted digital models to maintain competitiveness. This shift aims to offer customers greater convenience and personalization, enhancing overall…
Long time readers would know that as an investor, I rarely change my investment philosophy. Once I have decided on a curated portfolio, I would build automated processes to streamline the investment and stay mostly hands off for multiple years. In December 2021, I decided to do a full revamp of my core investment portfolio…
In recent news, there was a report about banks experiencing an increase in the number of home loan refinancing applications. This was because banks have lowered their interest rates on loans that are pegged to the Singapore Inter-Bank Offered Rate (SIBOR). SIBOR is the rate at which banks borrow from one another and because of…
The Invest section of The Sunday Times published an article recently, encouraging readers to keep tabs on their cash flow. They also included a Financial Health Test in the article. As I don’t always read newspapers, I only found out about this when Brian Halim wrote about it on his blog, taking the test to…
I challenged myself with a No Spend Week Challenge early in the year to push myself a little harder to see what happens if I try to not buy anything for a week. You can read about the rules and exceptions I’ve set for myself for this challenge. Here’s how the challenge went. My No…