I’m a big believer of using data to make forecasts and decisions. Having painstakingly logged all my daily expenses for the past 6 months, I felt that it’s a good time to analyse these data to understand how my spendings are like over the past few months. Mickey Moving Average Expense Index The Mickey Moving Average Expense…
OCBC has just announced new updates to the bonus interests offered in their OCBC 360 accounts. You can read the details below but in short, it’s bad! The OCBC 360 account is a textbook case of showing how many hoops consumers would jump through for bonus incentives. It’s a win-win situation for both consumers and…
March came and went rather quickly for me because of a 1.5 week high key reservist duty that I had to do as part of my 10-year NSmen cycle. I for one, enjoy going for reservist duty because it’s the perfect opportunity to take my mind off work, enjoy the free food and make full…
The Monetary Authority of Singapore (MAS) has just released a press release with more details about the Singapore Savings Bonds (SSB) programme that I blogged about earlier. SSB will only be available for individuals – will be launched in the second half of this year (New!) Investors can put in a minimum of S$500, and in subsequent…
This month was rather muted for me as there wasn’t any returns on my investment portfolio. But apart from the regular income from my day job, I have earned $600 from my active income this month. Active Income: $600 Website Maintenance Project ($300) During my reservist, a former client of mine sent me an email requesting for…
The Government and Monetary Authority of Singapore (MAS) are planning to introduce Singapore Savings Bonds (SSB), a new type of bonds to help individual investors get a better return on their savings. “In short, the Singapore Savings Bonds will offer the higher returns of a long-term bond and give what investors call a term premium,…