If you could use one word to describe 2020, what word would you use? For me, that word is, grateful. In a year where the pandemic created major upheavals in both the financial markets and our daily lives, I’m grateful that the habits that I created for myself around personal finance and lifestyle over the…
When it’s time to recontract our Singtel Fibre Broadband internet plan, how do you find the best recontract deal? I imagine you would start by browsing through the websites of all the Internet Service Providers (ISPs) in Singapore and comparing the plans that are relevant to you, deciding whether you should recontract with your current…
Frequent readers would know that Mickey J doesn’t like to spend a lot of time making investment decisions and prefer to keep things simple. When I wrote my recent article on creating a multi-asset retirement portfolio with a decumulation investment strategy, I had to do a lot of research on the topic in the process….
Most of my readers, including myself are at the age where we are very focused on wealth accumulation and equipping ourselves with the various capital-growth and income-generating assets. Often, we forget to think about how to shift from wealth accumulation to wealth decumulation. This is an important change in our investment strategy when we transition…
As most of you know, I’m not the smartest stock investor around and that’s why most of my money is in diversified ETFs and you rarely see me write about stock investing. My saving grace is that I try to surround myself with smart people who are knowledgeable in the topic of investing. That allows…
In the past few days, we’ve seen 2 robo advisors launch their cash management solution products. Today, we have a total of 3 robo advisors (Endowus, MoneyOwl and StashAway) offering investors with cash management solutions to park their cash savings in low risk investments for higher yield that banks are offering. Here’s a complete list…