The “Buy Term, Invest the Rest” (BTIR) strategy is often touted as a superior financial approach. By purchasing term life insurance and investing the savings from the lower premiums, individuals can potentially achieve better financial outcomes compared to buying whole life insurance. However, despite its apparent benefits, BTIR is not universally adopted. This article explores…
In my earlier article, I wrote about how I view “bullshit” jobs and provided a view about whether it is worth working for the next 9 years just to save $354,471.39. As I continue my journey in exploring and experimenting to define what I want to do with my life, I’ve allocated a few hours…
Last weekend, I met a few of my close friends for an afternoon walk in the park. During the walk, one of my close friends asked me about how I picked the ETFs used to construct my investment portfolio. When it comes to building a solid investment portfolio, Exchange-Traded Funds (ETFs) can be an excellent…
In the past 72 hours, investors in the cryptocurrency space have experienced one of the largest shockwaves throughout the history of cryptocurrency. Terra’s UST, one of the largest stable coin by market cap has lost its peg to the US Dollar and has failled to recover. It has also brought down Luna, the cryptocurrency that…
I have been using Spendee’s mobile app to track my montly expenses before consolidating them manually into my tracker in Google Sheets. The app was great at the start but my experience deteriorated when DBS stopped supporting integration with Salt Edge, the technology partner that Spendee uses to sync transaction data from banks. My disappointment…
Long time readers would know that as an investor, I rarely change my investment philosophy. Once I have decided on a curated portfolio, I would build automated processes to streamline the investment and stay mostly hands off for multiple years. In December 2021, I decided to do a full revamp of my core investment portfolio…
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