I’m starting afresh to diligently report my expenses after taking a break for a year. I wish I have the perseverance of Mr 15HWW to keep doing this year on year but I’m going to try my best! Transportation: $145 Commuting charges on the B.M.W (bus, MRT, walk) went much higher this year due to the…
Do you believe in dollar cost averaging or lump sum investment? Over the past few years, I’m a firm believer on the former. But do I practice what I preach? That’s a whole different story. The ammunition is there but no bullets were fired While I’m consistently socking money away in my investment war chest,…
I started my journey 2 years ago with a simple goal of improving my financial lifestyle and the aim of retiring by the age of 50. I can’t say the journey was easy as I had to make many lifestyle changes and be wiser about how I spend my money. In some cases, it can be…
Last week I wrote about a new personal finance app called Seedly that I’ve started using to track my expenses. It’s one of a kind in Singapore in the sense that it is able to extract transaction information from your bank accounts in the 5 major banks in Singapore and allocate them into expense and…
Unless you’ve been hiding in North Korea, you’ve probably know a little about the US presidential election that Donald Trump has been campaigning for a long time now. Most of the information probably revolves around the crap he spews every time they put a mike in front of him. What some of my friends consider…
I would like to consider myself a Millennial. An old one. I love automation and I want to automate most of my everyday tasks as much as possible. That includes expense tracking. My current process involves manually logging my spendings as they happen. Then, I update my Google Spreadsheet with my total expenses at the end…
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