In my previous article, I wrote about the common mistakes that beginners make when creating a diversified portfolio which resulted in them building an investment that’s not really diversified. That is, unless they already did their homework and chose to invest that way. In this article, I’ll focus on the different ways you could consider…
“Don’t put all your eggs in one basket.” This is an old saying that remains relevant, especially when it comes to investing. If you put all your eggs in one basket and that basket gets knocked off the table, all your eggs will break. If you had put only half your eggs in that basket…
In 2008, the anonymous Satoshi Nakamoto released his famous Bitcoin whitepaper – Bitcoin: A Peer-to-Peer Electronic Cash System with the goal of allowing online payments to be sent directly from one party to another without going through a financial institution and the entire payment system will be based on cryptographic proof instead of trust. Fast…
Over the past few days, a few insurers have started informing their policyholders that their riders will start to include a co-payment feature when they renew their Integrated Shield Plans (IP). According to a recent Straits Times article, it looks like at least 3 private insurers will be transitioning most, if not all of their…
It’s Chinese New Year again and as a typical Chinese Singaporean, I make time to accompany my mum to visit my relatives and have those once-a-year conversations. Maybe it’s because I’ve been writing on this blog for several years and have been writing a lot around the topic of retirement planning that makes me think…
Loyal readers would know that I have been advocating to invest in a globally diversified portfolio of Exchange Traded Funds (ETFs) and I strongly believe that the simplest way to do this is through a robo advisor. Putting my money where my mouth is, I have been investing in a globally diversified portfolio of with…