Have you started planning for retirement? In the Aviva Consumer Attitudes Survey that was recently conducted, 3 in 10 Singaporeans (31 per cent) over the age of 55 have not yet begun saving for retirement and for those who have started planning for retirement, there was a heavy reliance on their Central Provident Fund (CPF) savings…
I’m so glad that I made it through a full month of expense tracking. Taking a leaf from Mr 15HWW, I started tracking my monthly expenses on an app in my phone. It wasn’t all that difficult to do as opposed to being tedious. It’s all about taking my phone out each time I make…
Affiliate marketing is nothing new. It’s been around for many years and it’s literally the only way some business get customers. I love affiliate marketing because it allows me to make a commission by referring a customer. I don’t have to provide the product or service and customer support. That makes life a lot easier…
I am a firm believer that if you track everything you spend, the knowledge will help you manage your money better. Taking a leaf from My 15 Work Week, I’m also starting to log my expenses on my blog so that it shows my readers, and most importantly MYSELF how I am progressing towards my retirement…
I must admit that insurance is one of the things that I have been very slack at managing over the past few years. In my first few years of work, I bought an investment-linked policy from a friend who was an insurance agent in Prudential. When my father passed away, I realised that the hospital…
What is passive income to you? In my circle of friends, passive income has very little meaning as most of them focus on generating active income in a corporate rat race to the top. I on the other hand, have no interest in being the leader of the pack. I’m a little lazy in that…
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