Frequent readers would know that Mickey J doesn’t like to spend a lot of time making investment decisions and prefer to keep things simple. When I wrote my recent article on creating a multi-asset retirement portfolio with a decumulation investment strategy, I had to do a lot of research on the topic in the process….
Most of my readers, including myself are at the age where we are very focused on wealth accumulation and equipping ourselves with the various capital-growth and income-generating assets. Often, we forget to think about how to shift from wealth accumulation to wealth decumulation. This is an important change in our investment strategy when we transition…
As most of you know, I’m not the smartest stock investor around and that’s why most of my money is in diversified ETFs and you rarely see me write about stock investing. My saving grace is that I try to surround myself with smart people who are knowledgeable in the topic of investing. That allows…
In the past few days, we’ve seen 2 robo advisors launch their cash management solution products. Today, we have a total of 3 robo advisors (Endowus, MoneyOwl and StashAway) offering investors with cash management solutions to park their cash savings in low risk investments for higher yield that banks are offering. Here’s a complete list…
MoneyOwl has just launched a new product called WiseSaver which aims to provide investors with higher returns than retail deposits, e.g. fixed deposits, Singapore Saving Bonds with no lock-in period for absolute liquidity. By investing through WiseSaver, you are looking at a return of 0.79% p.a., which is the gross indicative yield of the underlying cash…
Over the past few years, I’ve noticed that Singaporeans have gotten more savvy with managing their personal finances and have gotten more sophisticated in their investment choices. Because of that, we are seeing more and more alternative investments being introduced to Singaporeans. I think it’s a good thing because we are exposed to more investment…