February has been a good month for me as , tracking my expenses and I’m determined to get this post done on time. Last month’s challenge was a bust as I overspent on food expenses during the Lunar New Year festivities. Luckily I didn’t go overboard with the spendings. I did manage to reduce my shopping…
Over the past week, the local media has been giving bite-sized news about what’s going to be announced in Singapore Budget 2015 plan and today, the Deputy Prime Minister and Finance Minister, Tharman Shanmugaratnam gave the speech to give the full details about Singapore Budget 2015 on local television. I didn’t really care much about…
As someone who is planning for retirement, it is obvious that any change made to the CPF system can easily throw a wrench into the gears of a smooth sailing retirement plan. Therefore every time the government makes a change into the CPF system, it warrants a close examination on the impact it makes to my…
It’s my second month of 2015, tracking my expenses and I’m determined to get this post done on time. I’ve set a lot of challenges so far and I’m ashamed to say that I’ve never managed achieved them. I’m happy that I cleared January’s challenge with flying colours! Instead of the the 175 kilometers target,…
Having recorded my expenses since October 2014, I am getting a sense of how I am spending my money. In this post, I will update some of the expense figures that have changed this year and re-classify some expense items as monthly expenses instead of fixed expenses. Mortgage: $1105 828 (CPF) Late last year, I…
In late December, my employer finished shifting our office from Suntec City to a new office building near Kallang. That meant my journey on the MRT becomes longer and rides will be more expensive in order to get to my new office. I wasn’t too happy about that so I decided to find out if there is other alternatives for…