I started my journey 2 years ago with a simple goal of improving my financial lifestyle and the aim of retiring by the age of 50. I can’t say the journey was easy as I had to make many lifestyle changes and be wiser about how I spend my money.
In some cases, it can be as simple as choosing to leave home 15 minutes earlier to take the train instead of hopping on a taxi in a mad rush to work. Others, it’s a matter of convincing my friends to have dinner in a food court before a movie instead of a fancy restaurant.
Fast forward to 2017, I’m proud to share that I managed to turn a negative net worth of -$109,258.09 in 2014 to a positive net worth of $12,681.38 in 2016. Woohoo!
To be honest, it doesn’t take rocket science to reach where I am today. What it does require, is hard work, patience and faith that the future you will thank you for what you are doing today.
|If you are interested to start your retirement planning journey today, I’ve created a simple 3-step checklist that you can use to change the way you are managing your money today.|