Here’s an update to my fixed expenditure for 2017 with some changes to my expenses liabilities. Mortgage: $828 $879 (CPF) As I move to the 3rd year of my bank loan for my HDB flat, the monthly mortgage repayment amount has increased from $828 to $879. Still within my monthly CPF contribution with some surplus so…
I started my journey 2 years ago with a simple goal of improving my financial lifestyle and the aim of retiring by the age of 50. I can’t say the journey was easy as I had to make many lifestyle changes and be wiser about how I spend my money. In some cases, it can be…
I would like to consider myself a Millennial. An old one. I love automation and I want to automate most of my everyday tasks as much as possible. That includes expense tracking. My current process involves manually logging my spendings as they happen. Then, I update my Google Spreadsheet with my total expenses at the end…
Having recorded my expenses since October 2014, I am getting a sense of how I am spending my money. In this post, I will update some of the expense figures that have changed this year and re-classify some expense items as monthly expenses instead of fixed expenses. Mortgage: $1105 828 (CPF) Late last year, I…
I’m so glad that I made it through a full month of expense tracking. Taking a leaf from Mr 15HWW, I started tracking my monthly expenses on an app in my phone. It wasn’t all that difficult to do as opposed to being tedious. It’s all about taking my phone out each time I make…
I am a firm believer that if you track everything you spend, the knowledge will help you manage your money better. Taking a leaf from My 15 Work Week, I’m also starting to log my expenses on my blog so that it shows my readers, and most importantly MYSELF how I am progressing towards my retirement…