Last week, I had an insightful conversation with my friends about financial planning. I remembered a story that my friend shared with us. His friend’s mother-in-law had bought an insurance policy seven years ago but hadn’t heard much from her advisor ever since. Recently, she was thrilled to learn that her policy had returned 40%…
We’ve all been raised to believe that as long as we have a stable job, we’re safe. This mindset is especially true for seasoned professionals—after many years in the workforce, I have seen firsthand how job security has been considered a foundation of stability. But here’s the thing: job security is no longer what it…
Recently, I was invited to visiting a nursing home to advice on the home’s marketing strategy. The visit gave me two profound insights. First, the privilege of having cognitive abilities to do things like building a career, and second, meeting a volunteer who had built a fashion business over 10 years, allowing him to volunteer…
Retiring abroad is an increasingly popular choice among Singaporeans seeking new experiences and lower cost of living in their golden years. Whether it’s the lush landscapes of Malaysia or the bustling markets of Thailand, the promise of adventure is tempting. However, beyond the logistical preparations, one crucial aspect often determines the quality of life abroad:…
Sometimes, the most enlightening encounters are the ones that happen entirely by chance. This was precisely my experience during a spontaneous trip to the ancient city of Fenghuang, a place renowned for its timeless beauty and tranquil atmosphere. It was here, amidst the scenic narrow alleys lined with historic architecture, that I stumbled upon a…
In recent years, the Financial Independence, Retire Early (FIRE) movement has captured the imagination of those seeking to escape the traditional work-life trajectory, promising a pathway to early retirement through disciplined saving and aggressive investing. Traditionally, FIRE advocates a life where work becomes optional at an unusually early age, allowing individuals the freedom to live…