Life and money are deeply intertwined, much like the decisions we make in financial literacy games. Recently, I played the Wealth and Joy board game for the first time. Not only did I found the game fun, it also mirrored real-life challenges, offering profound insights into managing finances and achieving life goals. Here are the…
The rise of financial influencers, or “finfluencers,” has been a game-changer in the world of personal finance. These content creators use social media platforms to share tips on money management, investing, and achieving financial freedom. While their content has inspired many to take charge of their finances, it has also raised questions about the regulatory…
Last week, I had an insightful conversation with my friends about financial planning. I remembered a story that my friend shared with us. His friend’s mother-in-law had bought an insurance policy seven years ago but hadn’t heard much from her advisor ever since. Recently, she was thrilled to learn that her policy had returned 40%…
Have you ever felt stuck in a job, watching the news of layoffs and wondering, “Could I be next?” In today’s volatile job market, it’s a question more professionals are asking themselves. Whether you’re an experienced manager or have spent years as an individual contributor, the thought of job insecurity can be unsettling. I know…
The “Buy Term, Invest the Rest” (BTIR) strategy is often touted as a superior financial approach. By purchasing term life insurance and investing the savings from the lower premiums, individuals can potentially achieve better financial outcomes compared to buying whole life insurance. However, despite its apparent benefits, BTIR is not universally adopted. This article explores…
In my earlier article, I wrote about how I view “bullshit” jobs and provided a view about whether it is worth working for the next 9 years just to save $354,471.39. As I continue my journey in exploring and experimenting to define what I want to do with my life, I’ve allocated a few hours…