Are You Asking the Right Questions in Your Portfolio Review? AI Can Help
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Are You Asking the Right Questions in Your Portfolio Review? AI Can Help

Last week, I had an insightful conversation with my friends about financial planning. I remembered a story that my friend shared with us. His friend’s mother-in-law had bought an insurance policy seven years ago but hadn’t heard much from her advisor ever since. Recently, she was thrilled to learn that her policy had returned 40%…

Navigating Job Insecurity with a Financial Plan That Paves the Way to Early Retirement
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Navigating Job Insecurity with a Financial Plan That Paves the Way to Early Retirement

Have you ever felt stuck in a job, watching the news of layoffs and wondering, “Could I be next?” In today’s volatile job market, it’s a question more professionals are asking themselves. Whether you’re an experienced manager or have spent years as an individual contributor, the thought of job insecurity can be unsettling. I know…

If Buy Term, Invest the Rest is So Good, Why Isn’t Everyone Doing It?
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If Buy Term, Invest the Rest is So Good, Why Isn’t Everyone Doing It?

The “Buy Term, Invest the Rest” (BTIR) strategy is often touted as a superior financial approach. By purchasing term life insurance and investing the savings from the lower premiums, individuals can potentially achieve better financial outcomes compared to buying whole life insurance. However, despite its apparent benefits, BTIR is not universally adopted. This article explores…

Achieving Financial Happiness: Insights from ‘The Geometry of Wealth’
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Achieving Financial Happiness: Insights from ‘The Geometry of Wealth’

In my earlier article, I wrote about how I view “bullshit” jobs and provided a view about whether it is worth working for the next 9 years just to save $354,471.39. As I continue my journey in exploring and experimenting to define what I want to do with my life, I’ve allocated a few hours…

How to Evaluate ETFs When Constructing an Investment Portfolio

How to Evaluate ETFs When Constructing an Investment Portfolio

Last weekend, I met a few of my close friends for an afternoon walk in the park. During the walk, one of my close friends asked me about how I picked the ETFs used to construct my investment portfolio. When it comes to building a solid investment portfolio, Exchange-Traded Funds (ETFs) can be an excellent…