The “Buy Term, Invest the Rest” (BTIR) strategy is often touted as a superior financial approach. By purchasing term life insurance and investing the savings from the lower premiums, individuals can potentially achieve better financial outcomes compared to buying whole life insurance. However, despite its apparent benefits, BTIR is not universally adopted. This article explores…
In the bustling financial hub of Singapore, investing is often seen as a key pathway to wealth and financial freedom. However, there’s a crucial step that many eager investors overlook: insurance. It’s time to challenge this mindset. In this article, I’ll write in detail, why closing your protection gap with adequate insurance coverage is not…
I’m writing this article after returning from Cathie Chew’s “Get RAW! With A REAL Agent” book launch as I have a few insights from Cathie’s sharing of her life experience in her book launch. This is Cathie’s 4th book and also the 8th year after the raw fish saga in 2015 that caused her husband…
My readers would know that I only have term life insurance in my insurance portfolio that are fuss free and simple monthly expenses paid to manage the risks of death or disability. It’s ultra light weight and does not take up too much of my monthly expenditure. Recently I had an interesting conversation with my…
Over the past few days, a few insurers have started informing their policyholders that their riders will start to include a co-payment feature when they renew their Integrated Shield Plans (IP). According to a recent Straits Times article, it looks like at least 3 private insurers will be transitioning most, if not all of their…
Before you read further, this article is not sponsored and the reason why I am using NTUC Income’s VivoCash Prime insurance plan as a reference in this article is simply because it’s way too easy generate an online quotation with relevant benefits illustrations through their online life insurance platform without going through an insurance agent….