Changes to the CPF system and how it affects my retirement
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Changes to the CPF system and how it affects my retirement

As someone who is planning for retirement, it is obvious that any change made to the CPF system can easily throw a wrench into the gears of a smooth sailing retirement plan. Therefore every time the government makes a change into the CPF system, it warrants a close examination on the impact it makes to my…

4 reasons why annuities may not be good for your retirement portfolio
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4 reasons why annuities may not be good for your retirement portfolio

I’ve covered what are annuities and what they could do for your retirement portfolio in my earlier post. In this post, I want to provide a different perspective about annuities and why you may not want to have them in your retirement portfolio to give an all-round view about annuities. Like all financial products, there…

Should annuities be a part of your retirement plan?
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Should annuities be a part of your retirement plan?

An annuity is a contract between you and an insurance company in which you make a lump sum payment or series of payments and in return obtain regular disbursements beginning either immediately or at some point in the future (Investopedia). The disbursements can be made for a specific period of time or for the rest…

My update on building passive income through Affiliate Marketing

My update on building passive income through Affiliate Marketing

Affiliate marketing is nothing new. It’s been around for many years and it’s literally the only way some business get customers. I love affiliate marketing because it allows me to make a commission by referring a customer. I don’t have to provide the product or service and customer support. That makes life a lot easier…