A number of robo-advisory startups have sprouted in Singapore in the last 2 years. They provide financial advice or portfolio management online with moderate to minimal human intervention in exchange for lower management fees. Most of the decision making is based on mathematical rules or algorithms. I’ve been monitoring startups like AutoWealth, StashAway and Smartly who…
Saving money can sometimes be tough. I mean, it often means doing something less convenient. Like cooking a meal at home instead of eating out, or waking up earlier taking the train instead of rushing out of your home and taking a taxi. To make money saving activities more interesting, I decided to add a…
Summary Expenses clocked a new high this month as I had 2 weeks before I transitioned to a new job. I took some time off and travelled around China, meeting old friends before the new job kicks in. Total expenses for this month: $4,411.63 (including fixed expenses of $957.95) Details Food: $443.86 Groceries: $13.50 Transportation:…
Summary Food expenses was a much higher as I ate in restaurants a bit more often this month and shopping was up again with a few new home appliances (which I enjoyed massive staff discounts) and a new pair of glasses from Owndays. Total expenses for this month: $4,242.38 (including fixed expenses of $957.95) Details…
Here’s an update to my fixed expenditure for 2017 with some changes to my expenses liabilities. Mortgage: $828 $879 (CPF) As I move to the 3rd year of my bank loan for my HDB flat, the monthly mortgage repayment amount has increased from $828 to $879. Still within my monthly CPF contribution with some surplus so…
Summary Food expenses was a little higher than expected this year. Shopping was the line item that really took the cake. I bought a couple of GoPro products for video recording and cycling equipment. Everything combined into a mountain of costs, meaning I’ll have to be a bit more thrifty in the next few months….