This CPF Investment Only Made $182 in 10 Years. Here’s What Went Wrong.
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This CPF Investment Only Made $182 in 10 Years. Here’s What Went Wrong.

Someone recently posted in the Seedly Facebook group: “Hi! I’ve lost touch on my CPF investment scheme for more than 10 years. Invested when young and totally forgot about it. Happened to come across this statement today and would like to seek kind assistance and advise to ‘translate’ what this statement means? What should I…

How to Invest Wisely When the World Feels Uncertain

How to Invest Wisely When the World Feels Uncertain

There’s no shortage of worry in today’s markets. Geopolitical tensions, persistent inflation, shifting interest rate expectations, and global policy changes have combined to create a sense of unease among investors. And if you’re feeling that, you’re not alone. The key question is, what should you actually do about it? Whether you’re managing a portfolio yourself…

Is Your Robo-Advisor Portfolio Not Meeting Your Expectations?

Is Your Robo-Advisor Portfolio Not Meeting Your Expectations?

I have been using robo-advisors for several years now, and overall, I have had a positive experience. They offer a simple, automated way to invest, and when the portfolios are structured correctly, they can deliver solid returns at relatively low fees. But not everyone has had the same experience. In a recent investment portfolio analysis…

Is Chocolate Finance’s New US$ Account Worth It?

Is Chocolate Finance’s New US$ Account Worth It?

With high-interest-rate environments making USD deposits increasingly attractive, Singapore-based fintech Chocolate Finance has launched a new USD interest rate product that promises up to 4.6% per annum. The offer has caught the attention of savers and investors alike, especially those looking for alternatives to fixed deposits, money market funds, and US Treasury bonds. However, as…

Taking Financial Advice from Friends? Here’s What You Need to Consider

Taking Financial Advice from Friends? Here’s What You Need to Consider

Recently, I facilitated a financial literacy game, and one of the participants, a fresh graduate from a local university, gave me a lot to think about when it comes to financial advice. She played the game with a good sense of financial responsibility, focusing on clearing liabilities like credit card debt. This strategy helped her…

Is Net Worth the Right Goal for Your Retirement?

Is Net Worth the Right Goal for Your Retirement?

I recently facilitated a financial literacy game with a friend, and it gave me a surprising insight into how people approach financial planning, especially as they get closer to retirement. The goal of the game was simple: achieve the highest net worth possible. We all know that net worth is calculated as assets minus liabilities,…