The Insurance Trap I Fell into after Starting My First Job
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The Insurance Trap I Fell into after Starting My First Job

I still remember where I was when I got my first full-time paycheck. I had just stepped out of the office and sat down at a coffee shop near Raffles Place. I opened my banking app, and for the first time, the numbers looked real. Solid. Like I had officially crossed into adulthood. “Wah, I…

Why You Might Not Need 9x Your Income in Life Insurance After Retirement
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Why You Might Not Need 9x Your Income in Life Insurance After Retirement

I met with a client recently who wanted to discuss about investment solutions. For all our clients, we always start our discussions by understanding how well our clients are protected, before we talk about wealth accumulation. He sat across from me, past 65, retired, and living comfortably from his savings and CPF payouts. He asked…

Redefining Retirement: Why More C-Suite Executives Are Choosing Fractional Leadership
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Redefining Retirement: Why More C-Suite Executives Are Choosing Fractional Leadership

For many senior executives, retirement isn’t about fading into irrelevance or chasing endless rounds of golf. It’s about freedom. The freedom to choose how you spend your time, who you work with, and what kind of impact you still want to make. That’s where fractional leadership comes in. Instead of walking away with decades of…

What Happens If Your Cofounder Passes Away Tomorrow?

What Happens If Your Cofounder Passes Away Tomorrow?

You’ve spent years building your business with one or more trusted partners. Together, you’ve weathered ups and downs, grown your customer base, hired employees, and maybe even passed the million-dollar revenue mark. The business isn’t just a source of income anymore. It’s a major asset, and a legacy. But here’s a tough question. What happens…

More Than Politics: What Jeremy Tan and Darryl Lo Teach Us About Financial Freedom

More Than Politics: What Jeremy Tan and Darryl Lo Teach Us About Financial Freedom

When the news broke that two independent candidates, Jeremy Tan and Darryl Lo, would be contesting in this General Election, I found myself thinking about more than just their manifestos. Yes, it takes courage to stand for election without the backing of a political party. But it also takes something else that often goes unspoken….

This CPF Investment Only Made $182 in 10 Years. Here’s What Went Wrong.
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This CPF Investment Only Made $182 in 10 Years. Here’s What Went Wrong.

Someone recently posted in the Seedly Facebook group: “Hi! I’ve lost touch on my CPF investment scheme for more than 10 years. Invested when young and totally forgot about it. Happened to come across this statement today and would like to seek kind assistance and advise to ‘translate’ what this statement means? What should I…