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Four Years Later: What I Wish I Knew Before Retiring Early (Two Sides Of FI)

What Resonated with Me I am particularly interested in the insights and lessons learned from early retirement. The emphasis on financial management, especially closely monitoring spending and maintaining a flexible budget, resonates with me. I value the discussion on mental health and relationships, understanding that the transition to retirement brings significant emotional changes and challenges….

Pseudo-productivity: Our Illusions of Being Busy at Work

Pseudo-productivity: Our Illusions of Being Busy at Work

I have a consistent routine of reading every morning. It’s something I am becoming very proud of because I’m pretty sure I’ve read more books during this career break compared to all the books I have read in the last 5 years combined. This article was inspired from reading Cal Newport’s book on slow productivity….

If Buy Term, Invest the Rest is So Good, Why Isn’t Everyone Doing It?
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If Buy Term, Invest the Rest is So Good, Why Isn’t Everyone Doing It?

The “Buy Term, Invest the Rest” (BTIR) strategy is often touted as a superior financial approach. By purchasing term life insurance and investing the savings from the lower premiums, individuals can potentially achieve better financial outcomes compared to buying whole life insurance. However, despite its apparent benefits, BTIR is not universally adopted. This article explores…

No. 1 Reason Stopping You from Taking a Career Break
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No. 1 Reason Stopping You from Taking a Career Break

After returning from a month-long trip from China, my morning routines have returned to the norm–going for morning walks followed by a 1-hour breakfasts and spending some time reading a book. I probably read more books this year, compared to the 2 years combined (and that’s not many books). These books offered me fresh perspectives…