It’s back to the norm in September without any travelling and much discretionary expenses. Just when I thought last month’s Net Savings rate was going to be my all-time record high, I’ve smashed it yet again this month, recording a 83.92% Net Savings rate in September. Booyah! Transportation: $65.52 Commuting charges on the B.M.W (bus, MRT, walk) is…
Calling herself ‘the Gentle Warrior’, Ivy Singh-Lim is a familiar name in Singapore’s mainstream newspapers, often penning letters on issues that are close to her heart or being quoted on current topics about which she had a point to make. Recently, I chanced upon a Youtube video of Ivy Singh-Lim who was blaming credit card companies…
FREE Access to The Client Library Love our articles and templates? Get exclusive access to calculators, spreadsheets, infographics & more by signing up to The Client Library. Can I retire today? That’s the million dollar question that I ask myself from time to time. While I have a spreadsheet that tracks my expenses and provides…
I’ve been really slack with my Income Report posts as I haven’t been that hungry for side hustles. That’s on top of the fact that I’m quite satisfied with my day job at the moment. Besides, what’s not to like when you are doing the job you like, have a boss who appreciates you, and…
August was an amazing month as I’m done with all the travelling and am back in Singapore. Net Savings rate for the month is at an all-time high of 82.88% as I earned some additional income through my side hustles and most of them are contributed to my SRS account. Transportation: $39.07 Commuting charges on the…
We have crossed the first half of 2015 and I felt that it’s worth looking back at how my life has changed after starting this blog. I started tracking my expenses in October 2014, just a few months after starting my new job. Expense tracking was tedious but I got used to doing it. I…