Over the past few years, I’ve noticed that Singaporeans have gotten more savvy with managing their personal finances and have gotten more sophisticated in their investment choices. Because of that, we are seeing more and more alternative investments being introduced to Singaporeans. I think it’s a good thing because we are exposed to more investment…
What is a side hustle A side hustle is any type of employment that is undertaken in addition to your full-time job. A side hustle is usually performed either freelance or piecework, providing you with a supplemental income. Side hustles are often things that you are passionate about, unlike your typical day job that you…
The Covid-19 situation has disrupted the lives of many. For some, they lost their health to the virus and are fighting for recovery. For others, they lost their businesses or jobs and are searching for their next move. I have been quite fortunate to not have been disrupted by this pandemic so far. Recently, I…
Straits Times commissioned Milieu Insight, a Singapore-based consumer research firm to carry out. The online survey of around 1,000 respondents aged 16 and above was done from June 5 to 8 with a nationally representative sampling across age, gender and income groups to capture how people’s perceptions of essential workers have changed, if at all,…
In recent news, there was a report about banks experiencing an increase in the number of home loan refinancing applications. This was because banks have lowered their interest rates on loans that are pegged to the Singapore Inter-Bank Offered Rate (SIBOR). SIBOR is the rate at which banks borrow from one another and because of…
I’ve been writing extensively on pursuing the Financial Independence Retire Early (FIRE) movement and working towards retiring by 50 myself. It can be really tiring as my journey remains a work-in-progress with many years to go. Sometimes, I do ask myself whether it’s worth the effort to continue on this journey. If we look at…