Singapore Savings Bonds – a new investment option for retail investors
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Singapore Savings Bonds – a new investment option for retail investors

The Government and Monetary Authority of Singapore (MAS) are planning to introduce Singapore Savings Bonds (SSB), a new type of bonds to help individual investors get a better return on their savings. “In short, the Singapore Savings Bonds will offer the higher returns of a long-term bond and give what investors call a term premium,…

My first investment in overseas property and it’s in Cambodia!

My first investment in overseas property and it’s in Cambodia!

Last week, I made a downpayment for my very first property investment in a country that most investors in Singapore have probably never considered before – Cambodia. My property of choice was a  freehold small office/home office, also known as SOHO in a 45 storeys tall mixed residential and commercial development mixed development in Phnom Penh…

4 reasons why annuities may not be good for your retirement portfolio
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4 reasons why annuities may not be good for your retirement portfolio

I’ve covered what are annuities and what they could do for your retirement portfolio in my earlier post. In this post, I want to provide a different perspective about annuities and why you may not want to have them in your retirement portfolio to give an all-round view about annuities. Like all financial products, there…

Should annuities be a part of your retirement plan?
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Should annuities be a part of your retirement plan?

An annuity is a contract between you and an insurance company in which you make a lump sum payment or series of payments and in return obtain regular disbursements beginning either immediately or at some point in the future (Investopedia). The disbursements can be made for a specific period of time or for the rest…