Closing Your Protection Gap: Why Smart Singaporeans Insure Before They Invest

Closing Your Protection Gap: Why Smart Singaporeans Insure Before They Invest

In the bustling financial hub of Singapore, investing is often seen as a key pathway to wealth and financial freedom. However, there’s a crucial step that many eager investors overlook: insurance. It’s time to challenge this mindset. In this article, I’ll write in detail, why closing your protection gap with adequate insurance coverage is not…

Is there a market for reverse insurance claim specialists?

Is there a market for reverse insurance claim specialists?

I’m writing this article after returning from Cathie Chew’s “Get RAW! With A REAL Agent” book launch as I have a few insights from Cathie’s sharing of her life experience in her book launch. This is Cathie’s 4th book and also the 8th year after the raw fish saga in 2015 that caused her husband…

The case for having a traditional life plan and a term life plan. Do you agree?

The case for having a traditional life plan and a term life plan. Do you agree?

My readers would know that I only have term life insurance in my insurance portfolio that are fuss free and simple monthly expenses paid to manage the risks of death or disability. It’s ultra light weight and does not take up too much of my monthly expenditure. Recently I had an interesting conversation with my…

What insurers are doing to have better control of rising healthcare costs

What insurers are doing to have better control of rising healthcare costs

Over the past few days, a few insurers have started informing their policyholders that their riders will start to include a co-payment feature when they renew their Integrated Shield Plans (IP). According to a recent Straits Times article, it looks like at least 3 private insurers will be transitioning most, if not all of their…

Will you lock up $25,000 to get free mobile subscription for the rest of your life?
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Will you lock up $25,000 to get free mobile subscription for the rest of your life?

Before you read further, this article is not sponsored and the reason why I am using NTUC Income’s VivoCash Prime insurance plan as a reference in this article is simply because it’s way too easy generate an online quotation with relevant benefits illustrations through their online life insurance platform without going through an insurance agent….

Reader Question: Should I surrender my annuity and top up my CPF Retirement Account?
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Reader Question: Should I surrender my annuity and top up my CPF Retirement Account?

Last week, I received an email from a reader asking for my opinion if she should surrender her annuity and top up her CPF Retirement Account to get a higher monthly payout from CPF Life. Grab a cup of coffee while you read this article because it’s going to be a long one. Here’s how…