Your Career Is Your Biggest Asset (And That’s Why You Need Financial Freedom)
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Your Career Is Your Biggest Asset (And That’s Why You Need Financial Freedom)

Most of us work to pay the bills. Some of us even manage to save and invest a portion of what we earn. But few people stop to think about this: Your career is your biggest financial asset. If you’re in your 30s or 40s earning $8,000 a month, that’s almost $2 million in future…

The Insurance Trap I Fell into after Starting My First Job
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The Insurance Trap I Fell into after Starting My First Job

I still remember where I was when I got my first full-time paycheck. I had just stepped out of the office and sat down at a coffee shop near Raffles Place. I opened my banking app, and for the first time, the numbers looked real. Solid. Like I had officially crossed into adulthood. “Wah, I…

Why You Might Not Need 9x Your Income in Life Insurance After Retirement
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Why You Might Not Need 9x Your Income in Life Insurance After Retirement

I met with a client recently who wanted to discuss about investment solutions. For all our clients, we always start our discussions by understanding how well our clients are protected, before we talk about wealth accumulation. He sat across from me, past 65, retired, and living comfortably from his savings and CPF payouts. He asked…

This CPF Investment Only Made $182 in 10 Years. Here’s What Went Wrong.
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This CPF Investment Only Made $182 in 10 Years. Here’s What Went Wrong.

Someone recently posted in the Seedly Facebook group: “Hi! I’ve lost touch on my CPF investment scheme for more than 10 years. Invested when young and totally forgot about it. Happened to come across this statement today and would like to seek kind assistance and advise to ‘translate’ what this statement means? What should I…