How I am adding cryptocurrencies into my savings and investments in 2022
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How I am adding cryptocurrencies into my savings and investments in 2022

Long time readers would know that as an investor, I rarely change my investment philosophy. Once I have decided on a curated portfolio, I would build automated processes to streamline the investment and stay mostly hands off for multiple years. In December 2021, I decided to do a full revamp of my core investment portfolio…

My new core investment portfolio: Sharing my thought process curating it
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My new core investment portfolio: Sharing my thought process curating it

In my earlier article, I mentioned that I have closed my 4-year old portfolio with AutoWealth with the intention to create a new portfolio on my own. After months of conceptualising and research, I’ve finally narrowed down my selection of low-cost ETFs and the allocations for each of them. I don’t think my new portfolio…

What will it take for Bitcoin to truly become a form of payment
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What will it take for Bitcoin to truly become a form of payment

In 2008, the anonymous Satoshi Nakamoto released his famous Bitcoin whitepaper – Bitcoin: A Peer-to-Peer Electronic Cash System with the goal of allowing online payments to be sent directly from one party to another without going through a financial institution and the entire payment system will be based on cryptographic proof instead of trust. Fast…

Decumulation Investing: How to manage your money after retirement
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Decumulation Investing: How to manage your money after retirement

Most of my readers, including myself are at the age where we are very focused on wealth accumulation and equipping ourselves with the various capital-growth and income-generating assets. Often, we forget to think about how to shift from wealth accumulation to wealth decumulation. This is an important change in our investment strategy when we transition…

How to choose the right cash management solution offered by robo advisors
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How to choose the right cash management solution offered by robo advisors

In the past few days, we’ve seen 2 robo advisors launch their cash management solution products. Today, we have a total of 3 robo advisors (Endowus, MoneyOwl and StashAway) offering investors with cash management solutions to park their cash savings in low risk investments for higher yield that banks are offering. Here’s a complete list…